Nr 1 (9) 2013
Social Policy
OLD AND NEW SOCIAL RISKS
Table of Contents 1/2013 English Edition
FROM THE EDITORS – Gertruda Uścińska, Zofia Czepulis-Rutkowska
THEORY
SOCIAL RISK AS A PREREQUISITE FOR PROTECTION IN SOCIAL SECURITY SCHEME – Gertruda Uścińska
NEW SOCIAL RISK – Zofia Czepulis-Rutkowska
SOCIAL PROTECTION FLOOR — PRACTICE, CONCEPT, STANDARD AND GLOBAL SOCIAL POLICY – Krzysztof Hagemejer
NATIONAL EXPERIENCES
HELATH INSURANCE IN BULGARIA – AN ACHIEVEMENT OR A DIFFICULTY? – Krassimira Sredkova
SURVIVOR’S BENEFIT IN THE SOCIAL SECURITY SYSTEM – Aleksandra Wiktorow
ELDERLY CARE IN HUNGARY – Dóra Lajkó
HAVE FINLAND ALREADY TACKLED THE NEW SOCIAL RISKS? – Laura Kalliomaa-Puha
LIST OF CONTRIBUTIONS
We recommend the papers
FROM THE EDITORS – Gertruda Uścińska, Zofia Czepulis-Rutkowska (Institute of Labour and Social Studies, Warsaw, Poland)
Social protection systems and in particular social security systems due to changing social needs and economic possibilities of meeting them constantly undergo transformation. The problems which these systems face relate to the dilemma of growth in demand for social benefits and reduced ability of their funding. However, social processes, such as ageing population require systemic change that needs funding.
The concept of social security is defined in Convention No. 102 of the International Labour Organization concerning minimum standards in the field of social security, adopted in Geneva on 28 June 1952. Based on this, the concept of the social security system was adopted organized around the type of social risks (sickness, maternity, invalidity, family burden, old age, death of the breadwinner, accident at work, occupational disease, unemployment) and the benefits provided for in the event of their realization. Rules for entitlement to such benefits are established in the various chapters – social security sections. Each of those sections determines the scope of the legal protection provided for the effects of realization of a specified social risk1.
Convention No. 102 is a legal act for the development of social security legislation, understood as legal norms setting out the rules, organisation, financing and their objective and subjective scope and the social security system. It also promotes the development of the right to social security, as belonging to each person covered by the system. This right falls within the category of social human rights2. We need to fully appreciate the positive effect of this Convention on both of these dimensions3.
However, we must answer the question of whether the standards laid down in Convention No. 102 can still form the basis for the further development of social security systems, which must be adapted to the changing social, economic and legal conditions of their operation?4.
Another problem, which should be noted is the fact that the current catalogue of social risk as established in international law was not expanded, i.e. in the Convention No 102. While the national legal systems of EU countries introduced benefits that cannot be linked with these risks. For example, benefits provided to persons in order to ensure their long-term care are granted within the framework of the different disciplines or branches of the social security system; often as part of benefits that correspond to the specific risks indirectly determining the need to receive long-term care. Old age, disability, death of the breadwinner, accidents at work and occupational diseases, family care, diseases pose risks which in national systems also contain a more or less explicitly pronounced long-term care component. This also applies to social assistance. Moreover, in the German legal doctrine appeared the concept of the secondary social risks, which is understood in this way that the appearance of a risk calls for the need to meet the effects of another risk5. This concept can be applied to long-term care and the risk of dependency. This risk remains, in fact, in relation to other risks, such as illness, invalidity, accidents at work and occupational diseases, pensionable age, family burden and, in particular, family benefits. This problem was also called the need to work on the concept of new social risks.
Discussions about the new social risks have been under way in the EU for several years. The problem of the old and new social risks also applies to political transformation countries, such as Poland.
Modification of the scope and nature of social risk and expanding the scope of legal protection of their effects constitute an important challenge for social policy. New risks, e.g. dependence require, depending on the country, activities of different organisational and legal natures. They can rely on the establishment of new institutions or the use of existing institutional arrangements or private market services. This issue is discussed by the Hungarian author in her article.
In turn, adapting the institutions responsible for the “old” risk, such as the loss of the breadwinner (survivor’s pension) creates a lot of problems on the one hand related with the changing socio-economic conditions and with the need to adapt to the other new social conditions on the other hand. In the case of a survivor’s pension, it is inter alia about adapting to the profound changes in the pension system. These problems are presented in one of the texts in this issue.
We want this “Social Policy” issue to start a debate on the old and new social risks. We believe that the concept of social risks and their transformations gives an interesting perspective allowing for a better understanding and explanation of changes in the structure and functioning of social institutions, and especially social security systems. It seems that this discussion will be useful in the debates on social policy in Poland.
The texts that make up this “Social Policy” issue are divided into two parts: conceptual and descriptive. In the first part we present two articles about “old” and “new” social risks. More general texts also include an article on the recommendation of the International Labour Organisation on the minimum security threshold. Considerations of the new recommendation of the ILO No. 202 of 2012 reflect the process of change of social security. They concern actions at the national level, aimed at protection against poverty, regardless of the level of national income and the development condition of the labour market.
In the second part, there are articles examining selected new and old social risks and their corresponding institutional solutions. Its description contains trends in this respect in some EU countries. The text on health security, as well as the text on survivor’s pension concerns old social risks. While health risks (sickness) is still treated as a persistent social risk, the risk of loss of the breadwinner takes on a different character in a changing social reality. We can even ask a question whether in the new socio-political reality, the survivor’s pension should be maintained in the previous form.
New social risks include long-term care and the text of the author from Hungary discusses it. In turn, the text on transformations in Finland is particularly interesting because this country, owing to early consideration of new social risks in their institutional solutions served (along with other Scandinavian countries) as an example of good social policy responding to the changing challenges. The author of this text shows that in this country there are further changes and new concepts are being created for new risks.
We hope that the analyses contained in this issue of “Social Policy” analysis will contribute to the expansion and deepening of the debate on the important issues of the catalogue of social risks and the scope of protection of social security systems, or wider social protection in Poland.
REFERENCES
- These issues have been presented in detail in G. Uścińska Benefits from social security in international and Polish regulations. A comparative study, Warsaw 2005, p. 19 and next and the European social security standards and modern solutions in Poland, Warsaw 2005, p. 68 and next.
- A.M. Świątkowski, Social Rights Charter of the Council of Europe, Warsaw 2006, p. 1 and next.
- F. Pennings, Social Security, s. 5 i n., www.transpennings.org [dostęp 28.04.2013]; M. Korola, F. Pennings, The Legal Character of International Social Security Standards, European Journal of Social Security 2008, Vol. 10, No. 2, p. 131 and next.
- Moreover, such problems are discussed in the literature on the subject, see: T. Dijkhoff, International Social Security Standards in the European Union. The Cases of the Czech Republic and Estonia, Cambridge 2011.
- More on secondary social risk in German law, see: R. Kreikebohm, Zür Systematik…, p. 318–322. The author says that the problem of the second risk (secondary risks) is presented in the literature as complicating protection to the so-called first risks (primary social risks). For example, when an unemployed person is ill or the sick person becomes disabled or the person entitled to a retirement pension is ill. Similarly is the case with LTC; here the protection is referred to ill persons affected by disability, victims of accidents at work and other social risks.
Gertruda Uścińska
SOCIAL RISK AS A PREREQUISITE FOR PROTECTION IN SOCIAL SECURITY SCHEME
This article presents recent research on the concept and scope of the risk of social (welfare) in social security systems. It is agreed that these types of risks found in the literature and in the existing regulations. It entails an analysis of the types of social risks set out in international and European instruments in this field . Defines the scope of legal consequences of their occurrence. Answers the question whether the directory is an exhaustive list. Finally, the author answers the research question concerning the directions of the changes that are taking place in this area, and which are desirable.
Keywords: social risk, social security system, legal regulations, insurance protection, social security law
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Zofia Czepulis-Rutkowska
NEW SOCIAL RISK
This article is an introduction to the concept of the „new social risks”. Whereas this concept is well known in the Western countries debate it is almost absent in discussions on social policy in transition countries like Poland. “New social risks” were identified after the so called welfare state crisis following economic crisis of the mid 70-ties. While the old social risks did not diminish the new ones emerged. The developments that led to this emergence are presented in the article as well as the new paradigm of social policy that address the new social risks. Some examples of social policy in the context of new social risks are also shown.
Keywords: social policy, social risks
REFERENCES
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Krzysztof Hagemejer
SOCIAL PROTECTION FLOOR — PRACTICE, CONCEPT, STANDARD AND GLOBAL SOCIAL POLICY
101th Session of the International Labour conference in June 2012 adopted new Recommendation concerning national floors of social protection. The paper explains reasons which led to adoption of this recommendation, whose main intention is to secure protection to all those who in developing countries have no protection now – and in the first instance to the poorest. Contents of the recommendation are presented focussing on the points where initial positions of government, employers and workers delegates differed and where concessions and compromises were necessary. It is also discussed how the new recommendation relates to existing ILO social security conventions, and in particular to Minimum Standards (Social Security) Convention no 102. In conclusions, main challenges to the implementation of the Recommendation in developing countries are pointed out, as well as its potential relevance in developing, including European, countries.
Keywords: social policy, social security system, international agreements, standards, conventions of the International Labour Organisation
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Krassimira Sredkova
HELATH INSURANCE IN BULGARIA – AN ACHIEVEMENT OR A DIFFICULTY?
Sickness is considered one of the „old” social risks. In many transition countries the universal health care system was reformed and insurance system was introduced. This is the case of, among other countries, of Bulgaria. In the article the new health insurance system is described. The critical analysis of the system is also provided.
Keywords: social policy, social security system, health care insurance, social insurance reform
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Aleksandra Wiktorow
SURVIVOR’S BENEFIT IN THE SOCIAL SECURITY SYSTEM
Death of the breadwinner is one of the „old” social risks. Benefit addressing this risk is survivor’s pension. Originally it was a benefit for widows and their children. Due to changes in family structure and labor market changes the scope of beneficiaries became wider covering widowers as well as — due to increasing divorce rate – more than one surviving spouses. Changes in other social security segments like sickness insurance or old age pension insurance should be coordinated with survivor’s pension system. In Poland it is not always the case and reforms addressing these discrepancies are necessary.
Keywords: social risk, survivor’s pension, social security system
Dóra Lajkó
ELDERLY CARE IN HUNGARY
Definition of long term care is not yet clear in many countries’ social security systems. The long term care benefits and services do exist and are regulated under different laws of public and private character. The article underlines that both those in need of care as well as their families need social help. In Hungary the law concerning long term care is segmented and complicated. Resources dedicated to long term care needs are not sufficient. Also eligibility to benefits, due to various reasons, are not equal. There is a room for improvement in organization of long term care for the elderly in Hungary.
Keywords: social risk, social assistance, social security system, elderly people, social policy, family
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WEBSITES
- ÉVA HAIMANN: Különbség az otthoni szakápolás és a házi segítségnyújtás között (Difference between home medical care and domestic care). 2006. 10. 24. http://www.lelekbenotthon.hu/modules.php?name=News&file=article&sid=169 [Date of downloading: April 10, 2007]
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Laura Kalliomaa-Puha
HAVE FINLAND ALREADY TACKLED THE NEW SOCIAL RISKS?
When analyzing „old” and „new” social risks many authors claim countries differ in terms of efficiency in addressing those risks. Scandinavian countries (representing social democratic model according to Gosta Esping Andersen typology) are generally considered, more than others, efficient in this respect. However they still face social risks and their social institutions are not perfect. To this end new concept of “new new” social risks has been introduced. Finland is one example of countries trying to address those risks. Among others, new technics of distribution of social benefits in this country may be considered as creating “new new” social risks.
Keywords: social risk, social security system, social policy
REFERENCES
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LIST OF CONTRIBUTIONS
ZOFIA CZEPULIS-RUTKOWSKA – is a senior researcher in the Institute of Labour and Social Studies. Previously she worked as the director of the social policy office in the chancellery of the President of Poland, director of International Cooperation in the Social Insurance Institution (ZUS) and a lecturer and vice dean in the College of Insurance and Banking. Her research interests cover social security systems; particularly pension and long term care systems, social policy models in comparative perspective and social policy of European Union. She published many articles on above mentioned subjects.
KRZYSZTOF HAGEMEJER – is a Chief of Social Protection Policy, Governance and Standards Branch in the Social Protection Department of the ILO. He holds a Masters degree in Econometrics and a Ph.D. in Economics, both from Warsaw University. Before joining the ILO in 1993, worked as assistant professor at the Department of Economics of Warsaw University and adviser to the Polish Minister Labour of and Social Affairs. From 1980 to 1991 worked as adviser to the National Committee of the Independent Trade Union “Solidarność”. Since 1993 actively participates in the ILO field work on extension of social security coverage, particularly in Africa, and on pension reforms (particularly in Europe). He writes on various economic issues in social security, on problems related to pension adequacy and sustainability, affordability of basic social protection in developing countries and on social reforms in the transition countries.
LAURA KALLIOMAA-PUHA – took her PhD degree in 2007 in law at Helsinki University. She has worked as an assistant and a researcher at the Faculty of Law of Helsinki University and since 2004 at Kela Social Insurance Institution Research Department. She is interested in social law – access to justice, civil law tools in public law such as contracts and consumer protection, preventive law especially in elderly care as well as international trends and legal transplants in social law such as growing amount of rules coming from the European Union revolving around social security. Her dissertation was on municipal care contracts (Vanhoille ja sairaille sopivaa? Kela tutkimuksia 90, 2007) and her interest in contractualism is seen also in articles in Finnish journals and books such as Contracts as usual? – pros and cons of the new social sector contracts. Tidskrift utgiven av Juridiska Föreningen i Finland 2009; 145 (3–4): 343–350, Sopimuksellisuus sosiaaliturvassa – uusia vaatimuksia asiakkaille ja lainsoveltajille.[Contratualism and social security – new demands to clients and professionals] In Helenelund, Luoto, Mäntylä, Siikavirta (eds) Julkista – yksityistä; millaisissa rakenteissa? Acta Wasaensia No 2. Oikeustiede II Julkisoikeus. Vaasa 2012, 421–432 or Ennakoiva ajattelu vanhustenhuollossa. Yksilöllinen omaishoitosopimus ennakoinnin välineenä.[Preventive thinking in elderly care. Individual care contracts] In Pohjonen (ed) Ex ante – ennakoiva oikeus, Talentum 2005, 168–195.
DÓRA LAJKÓ – dr Dora Lajko is a lawyer. She graduated from Szeged University and also have received her PhD in law there in 2011. Currently she is assistant professor in the Szeged University. Her research interests now focus on long term care. She published many articles on that topic.
GERTRUDA UŚCIŃSKA – is a professor and member of the Department of Labour Law and Social Security at the Institute of Labour and Social Studies (ILSS), Warsaw and of the Institute of Social Policy at the Warsaw University. She specialises in Polish and European social security law and has conducted a number of comparative studies in the field. Head of and expert to a number of research programs conducted at universities and research institutes in EU Member States. She is a national expert in the trESS project and the author of national reports on the implementation of EU regulations concerning the right to freedom of movement of workers and their families and the co-ordination of social security schemes. She has published a number of books and papers concerning social security, social insurance and social policy. She was a member of the workgroup for the ratification of the European Social Card of the Council of Europe. She has participated in works on the ratification of ILO Convention no. 102 on Minimum Standards in Social Security and was an expert in preparation works for the Polish accession to the European Union. She currently focuses on the European social security law. Member of the Committee of Labour and Social Policy Studies, Polish Academy of Sciences.
ALEKSANDRA WIKTOROW graduated from Warsaw Economic University in 1973. She holds PhD in economics. She worked for the Institute of Labor and Social Studies in 1973–1993. During 1991–1993 she was a deputy minister in the Ministry of Labor and Social Policy responsible for social security and work conditions. She is also a lecturer in Vistula college since 1993 where she held various positions; vice dean (1993–1996),deputy rector (1993–1996). During 2001–2007 she was a president of Institution of Social Insurance (ZUS). Since 2011 she is a member of economic advisory board in the Prime Minister office. Since 2011 she is the ombudsment of the insured. Aleksandra Wiktorow published extensively on social policy, standard of living and social insurance.
KRASSIMIRA SREDKOVA – Professor in Labour Law and Social Security in Sofia University “St. Kliment Ochridski” (Bulgaria), PhD. Lawyer in Sofia Bar Association. Legal adviser to the greatest Bulgarian employers’ organization – Bulgarian Chamber for Industry and Commerce. Member of the Commission for Labour legislation of the National Council for Tripartite Cooperation. Editor in Chief of “Contemporary Law”-Journal. Member of the Editorial Council of «The Journal of Social Security Department. Theory, Law, Practice” (Warsaw – Poland) and of the “Newspaper of the University of Perm” (Perm – Russia). ILO-expert and National Expert for Bulgaria of the “European Labour Law Network”. Author of 238 monographs, textbooks, commentaries, articles and other studies in Bulgaria, Germany, Belorussia, Hungary, Poland, Russia, Spain, Switzerland, Ukraine, USA.
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